1. Full Fiduciary — For Everything

Many advisors claim to be fiduciaries, but only for part of what they do. At Summit IFP, the fiduciary standard applies to every part of our relationship. Every recommendation, every investment decision, and every piece of advice is legally required to be in your best interest — not mine.

2. Financial Planning Included

Comprehensive financial and retirement planning comes complementary with investment management. Most firms charge separately for planning, or skip it entirely. At Summit IFP, it's a core part of every client relationship because good investing starts with a good plan.

3. No Advisor Turnover

You'll always work with me directly. I'm not leaving to go work somewhere else or retire. There's no revolving door of advisors who each need to "get up to speed" on your financial life. The person you start with is the person you stay with.

4. Fee-Only — No Sales, No Commissions

I don't earn commissions and I don't charge extra fees for anything. Period. Fee-only means my compensation comes solely from the advisory fee you agree to — so my only financial incentive is for your wealth to grow. There are no product sales, no kickbacks, and no hidden costs.

5. Institutional Investment Experience

Before founding Summit IFP, I was responsible for investment selection across more than $6 billion in assets and over 4,000 accounts as an institutional money manager. That same rigorous, research-driven process now works for you — but with the personal attention of a dedicated advisor.

6. Independent Thinking

There won't be anyone passing along the thoughts of others when it comes to your investments. Your strategy is built from original, independent research and analysis — not recycled from a corporate home office or outsourced to a third party. You get my best thinking applied directly to your portfolio.

How Summit IFP Compares

Summit IFP Typical Broker Big Firm Advisor
Fiduciary standard Always ✓ Sometimes Varies
Fee structure Fee-only ✓ Commission Fee + commission
Planning included Yes ✓ No Extra cost
Advisor continuity Owner ✓ High turnover May rotate
Investment decisions Independent ✓ Product-driven Corporate models

See the Difference for Yourself

Schedule a no-obligation conversation and experience what working with a true fiduciary feels like.

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